Comprehensive Islamic Zakat Calculator

Islamic Utilities & Services

Accurate multi-asset Islamic Zakat calculator. Computes Zakat on cash, bank accounts, gold across all karats (18k, 21k, 22k, 24k), silver, trade inventory, and shares, with dynamic Nisab thresholds (Gold 85g / Silver 595g) and Masarif al-Zakat guide.

Comprehensive Zakat Calculator

Precise Zakat calculation on cash, multi-karat gold, silver, trade goods and shares

3/3 Free Daily Uses
Currency & Metal Prices
Nisab Standard
Hawl (1 Full Year)
Calendar Rate

1. Cash & Bank Balances

2. Gold (All Karats) & Silver (grams)

3. Trade Merchandise & Investments

4. Deductible Immediate Liabilities

Zakat StatusBelow Nisab / Incomplete
Total Zakat Obligation Due
0.00ر.س
Applied rate: 2.5% (Lunar Year)
Current Nisab Threshold:26,350 ر.س
Net Wealth: 0 SARShort by 26,350
Total Liquid Cash:0 ر.س
Gold & Silver Value:0 ر.س
Business & Trade Assets:0 ر.س
Gross Zakatable Wealth:0 ر.س
(-) Deductible Liabilities:-0 ر.س
Net Zakatable Base:0 ر.س
Religious Reminder

Zakat is obligatory when wealth reaches Nisab and has been held for one full lunar year above basic living necessities. Paying Zakat ahead of time for urgent charitable needs is permissible.

Tool Overview & Guide

What is Comprehensive Islamic Zakat Calculator?

Comprehensive Islamic Zakat Calculator & Multi-Asset Wealth Assessment. Accurately calculate your annual Zakat obligation across cash, bank balances, multiple gold purities (18k, 21k, 22k, 24k), silver, business inventory, investments, and shares, with real-time Nisab evaluation (Gold 85g / Silver 595g), deductible liabilities, and printable breakdown.

Technical Specifications & Supported Formats
Processing Engine:Client-side Native JavaScript & WebAssembly
Privacy & Security:100% In-Browser (Zero File Upload)
Supported Formats:All Standard Formats & Code Text
Max File Limit:100 MB

How to use Comprehensive Islamic Zakat Calculator

3 simple steps to complete your task directly in your browser:

  1. Select Currency & Today's Precious Metal Prices

    Choose your primary currency (USD, EUR, SAR, AED, EGP, etc.) and enter the current market price per gram for 24k pure gold and silver to establish the accurate Nisab threshold.

  2. Input Liquid Cash, Gold, Silver & Business Assets

    Enter cash in hand, bank savings, exact gold weights across different karats (automatically converted to 24k pure equivalent), wholesale business inventory, stocks, and good receivables.

  3. Deduct Immediate Due Liabilities & Choose Hawl Period

    Subtract short-term unpaid debts and due living expenses. Select whether your holding period follows the standard Lunar Hijri year (2.5%) or Solar Gregorian year (2.577%).

Common uses

  • Annual Wealth Purification: Fulfill the third pillar of Islam by computing exact Zakat al-Mal on personal savings and business assets.
  • Jewelry & Precious Metals Audit: Differentiate between non-zakatable personal adornment and taxable gold/silver assets converted to standard 24-karat equivalents.
  • Business Inventory Assessment: Calculate zakatable trade goods (Urud al-Tijarah) evaluated at wholesale market value minus immediate supplier payables.
  • Stock Market & Mutual Funds: Account for the liquid zakatable portion of equity holdings and dividend investments.

Why choose VersaTools

100% private

Your files are processed inside your browser and are never uploaded to a server.

Free, no account

No sign-up, no watermark, no paywalled “premium” tier. Just open a tool and use it.

Instant

No upload, no queue, no server round-trip — work starts the moment you drop a file.

Runs in your browser

Built on open web standards. Works on any modern desktop browser, nothing to install.

No upload size caps

Nothing leaves your device, so there’s no server file-size limit — only your machine’s memory.

Yours to keep

Results download straight to your device in clean, standard file formats.

Frequently asked questions

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